Loan Rates

Auto Loans Minimum Amount Financed Minimum Term Credit Rating
Model Year   Months A+
APR*
A
APR*
B
APR*
C
APR*
D
APR*
E
APR*
      740+ 700-739 660-699 620-659 580-
619
Under 579
Used Vehicles 2016 – New Deduct 1% <$10,000 36 6.99% 7.24% 8.49% 10.99% 14.99% 17.99%
  $10,000 48 7.49% 7.74% 8.99% 11.99% 15.99% 17.99%
  $15,000 60 7.99% 8.24% 9.494% 12.99% 16.99% 17.99%
  $20,000 66 8.49% 8.74% 9.99% 13.99% 17.99% NA
  $25,000 72 8.99% 9.24% 10.49% 14.99% NA NA
  $30,000 84 9.49% 9.74% NA NA NA NA
                 
Used Vehicles 2014-2015 $0 36 7.99% 8.24% 9.49% 11.49% 15.99% 17.99%
  $10,000 48 8.49% 8.74% 9.99% 12.49% 16.99% 17.99%
  $15,000 60 8.74% .24% 10.24% 13.49% 17.99% 17.99%
  $20,000 66 8.99% 9.74% 10.49% 14.49% NA NA
  $25,000 72 9.49% 9.99% 10.99% NA NA NA
                 
Used Vehicles 2012-2013 $0 36 8.24% 9.24% 10.24% 12.49% 16.99% 17.99%
  $10,000 48 8.74% 9.74% 10.99% 12.99% 17.99% 17.99%
  $15,000 60 9.24% 10.24% 11.24% 13.49% NA NA
                 
  • 20% down payment or more deduct 1% from the rate stated above, except tiers D & E.
  • Mileage of 75K or more, ADD 1% to the above rates, 48 mos. Max Term.
  • Mileage of 100K or more, ADD 1% to the above rates, 36 mos. Max Term.
  • .25% Rate discount is using 2 out of 3 of: Automatic Payment, Direct Deposit, Checking Account.

*APR= Annual Percentage Rate

Additional Loans Credit Rating
Loan Types A+ A
APR*
B
APR*
C
APR*
D
APR*
  740+ 700-739 650-699 620-649 600-619
Line of Credit 11.50% 12.50% 13.50% N/A  N/A
Sharedraft Overdraft 16.00% 17.00% 18.00% N/A  N/A
Signature 13.99% 14.99% 15.99% 16.99% 17.99%
Certificate Secured 3.00% Above Dividend Rate
Share Secured Loans 3.00% Above Dividend Rate
Rates on other types of loans contact our office*APR= Annual Percentage Rate